D.C.’s Address Confidentiality Act

DSNews | 10/1/2018 | John Ansell
melanie7 (Posted by) Level 3
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Editor’s note: This feature originally appeared in the January issue of DS News, out now.

The District of Columbia recently passed legislation that may affect the ability of servicers and lenders to adequately assess title on certain properties in Washington, D.C. The new statute—dubbed the Address Confidentiality Act of 2018, which became effective on October 1, 2018—is designed to protect the victims of domestic violence.

Terms - Act - Applies - Program - Victim

According to the terms of the Act, if an individual applies for the program and is certified as a victim of stalking, domestic violence, human trafficking, or a range of other sexual offenses, the individual will be issued an identification card with a substitute address. The substitute address will be a mailbox to which mail can be sent, and from which the office that administers the program will forward mail to the program participant’s actual address. More importantly from a title perspective, a participant in the program can submit a request to any D.C. government office or agency to remove all publicly accessible references to their actual address. This means that a participant may have their name removed from all publicly available land records, tax records, or court records. This presents obvious problems for the title industry, as well as to loan...
(Excerpt) Read more at: DSNews
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